“I used to think life insurance was only for death benefits. During the Bridge Strategy™ process, I saw how much of my income was slipping through taxes and how little freedom I had in my retirement accounts. The IUL design gave me a way to grow money safely, protect it from market drops, and still access it tax-free for college or emergencies. It’s the first time I’ve had real financial confidence as a single parent. It feels like a safety net I built myself — not one I’m hoping someone else provides.”

“I make good money, but I was getting crushed on taxes every year. I didn’t want volatility and I didn’t want complicated strategies or products with lockups. Case design showed me that I was completely exposed to future tax hikes. A max-funded IUL gave me the one thing I’ve never had before: control. Tax-free growth, liquidity, and downside protection in one place — it made too much sense. It’s the most efficient strategy I’ve ever seen for someone in my tax bracket.”

“We were terrified of RMDs and rising taxes. Our CPA told us not to worry, but deep down we knew we were sitting on a tax bomb. During the case design, Bud’s team showed us exactly how RMDs would eat our accounts alive. Seeing it in black and white was the wake-up call. The IUL gave us tax-free income and removed the anxiety we had about outliving our money. It’s simple: we sleep better now. This is the first time retirement feels real — and safe.”

“I’ve owned a construction company for 20+ years, and the market swings have beat me up. Every time I got ahead in my 401(k), a correction wiped it out. During my case-design call, we realized almost all my retirement money was sitting in taxable buckets. I had no idea how exposed I was. Seeing a max-funded IUL laid out in plain English changed everything. It wasn’t about ‘rates’ — it was about tax control, liquidity, and keeping what I earn. For the first time, I feel like I’m not gambling with my future. I finally have predictable income built into my plan. I tell everyone now: I wish I had known about this 10 years earlier.”

Can't say enough good things about Tristan. He's got a heart of gold and a knack for making complicated things simple. Highly recommend him!

“I lost 27% in my 403(b) during the last downturn and panicked. I didn’t want to go through that again. The case design showed me how much safer my money could be inside a properly structured IUL — and how the annual reset protects me from market losses. I’m not trying to ‘hit home runs’ anymore. I want consistency, income, and peace of mind. This strategy gave me all of that.”

“I love real estate, but it’s not liquid and it’s not tax-free. During the review process, we realized almost 90% of my net worth was in properties that could drop in value or become illiquid overnight. The IUL became my stability bucket. It grows safely, gives me tax-free access, and acts as a funding source for deals. It’s the most predictable piece of my entire portfolio.”

“Everyone told us to max our Roths or start a 529. But after the conversation and case design, we realized those didn’t give us flexibility or protection. The IUL gave us a way to save for retirement, protect each other, and build a tax-free bucket that grows safely. As young parents, having that long-term stability means everything. It feels like we finally have a real plan, not just accounts.”

“I’m analytical and skeptical by nature. But when I saw the math behind the IUL design — the tax differences, the compounding, the downside protection — it finally clicked. This wasn’t sales talk. It was structural strategy. Now I have a plan that grows even when the market doesn’t, and I’m not at the mercy of future tax rates. It’s the first financial strategy that actually made logical sense to me.”

“I didn’t trust the market and I hated the idea of locking my money in an account I couldn’t touch without penalties. The IUL gave me the flexibility I need as a business owner — liquidity, tax advantages, and safety. It grows whether my business is up or down. It’s the perfect strategy for anyone who wants flexibility and long-term security.”

“I was tired of watching my retirement go up and down. This strategy was the first time someone showed me how to create income without risking everything I worked for. The IUL gave me predictable, tax-free income. No more guessing what taxes will be or whether my accounts will last. It’s the calmest I’ve ever felt about money.”

“I came to Tristan embarrassed — I’m 34 and still paying off student loans. Retirement felt impossible. Tristan didn’t judge me or talk over my head. He showed me how the wealthy use strategies like IULs to create tax-free buckets and protect themselves from future tax hikes. For the first time, I feel like I’m building something instead of digging out of a hole. Tristan gave me hope and a plan — something no one ever did for me financially.”

“I make good money in tech, but I was getting hammered every year by taxes. I didn’t even know strategies existed outside of 401(k)s and IRAs. Tristan broke everything down so clearly — how the wealthy shift dollars into tax-free strategies to protect their future selves. The IUL design he built for me finally gives me control over my money instead of letting the IRS dictate it. I’ve worked with a lot of advisors… Tristan is the first one who actually educated me.”

“We were scared. Between daycare costs and student loans, we didn’t think we could ever save. Tristan walked us through everything like a friend, not a salesman. He showed us how people with real money build tax-free accounts early so they don’t get crushed later. For the first time, we feel like we’re doing something smart for our daughter’s future — not just surviving month to month. He made us feel capable, not clueless. That’s rare.”

“I’ve owned a barbershop for 20 years and always heard that IULs were ‘rich people stuff.’ Tristan proved that wrong. He walked me through my current finances and showed me where I was completely exposed — especially to taxes. He structured my plan just like he said wealthy families do, and it clicked instantly. I finally have something stable, liquid, and tax-free to rely on. If you want someone who actually listens and explains, go to Tristan.”

“As a CPA I’m naturally skeptical, especially of insurance. But I’ll admit — Tristan taught me things about taxes, compounding, and long-term planning that most CPAs don’t know. The case design he built was airtight and completely compliant with tax code. What impressed me most was his ability to explain complex topics in plain language. This is a strategy high-net-worth clients have used forever. Tristan made it accessible.”

I wanted to take a few minutes and express some feedback on Tristan's outstanding performance in our interaction. This is something I had asked him if I could do, and I have done on very few occasions in the past when I have encountered somebody with a significant, and something I would consider next level talent. I highly value good ethics and dedication. From our interaction, I don't think I've seen a more textbook example on effective communication and the characteristics and traits of very high level motivational and public speakers that he meshes perfectly with sales. I have no doubt the company already has, or will see this reflect in his performance stats. I recommend highly in investing in Tristan as an asset and recognizing that he has an ability to be a very powerful representative. He was also proactively help clarify what would work best for my family and occupational circumstances. I would take this feedback seriously as I promise it was my desire to leave it, and I wasn't given even the slightest hint of a request to do so. Thank You for your time and Keep up the incredible work Tristan

Tristan is a real people person. He's down-to earth, friendly, and made sure we got the coverage we needed. He didn't make us feel dumb for not knowing much about insurance. If you want someone who cares, he's your guy!